What does a gastric bypass cost – and what does German health insurance pay?
As a self-paying patient, you can have the gastric bypass with Weight Doctors BARIATRICS® from €2,500; we set the exact amount in the consultation. Included are private-practice preliminary examination and aftercare, laboratory tests, anaesthesia, the clinic stay with medication and materials, one year of the Weight Doctors® App with a digital scale and Weight Doctors® Mira, and two 3D Bodyscans.
Without German health insurance, you can start straight away, and treatment costs you pay yourself may be tax-deductible as extraordinary expenses. Privately insured patients have, in our experience, simpler conditions: if the procedure is medically necessary, many private insurers cover the costs in full or in part.
Where the medical indication meets the guidelines, patients with German statutory health insurance have a chance that their health insurer will cover the operation – as a rule from a BMI of 40, or from 35 with recognised related conditions. The decision is made case by case; without medical necessity, the insurer generally does not pay. A 6-month multimodal programme (MMK) usually comes first, which is not itself a service covered by the health insurer. With a primary indication, that is a BMI from 50 or from 35 with type 2 diabetes that has exhausted treatment options, immediate surgery without a prior MMK is possible.
You do not submit an application, and you do not have to speak to your German health insurer: before the surgery, we check all the requirements for you, and billing follows directly after the surgery. You can read how this works in detail in the article Weight-loss surgery and health insurance. This is how the costs are split: